Whether it’s your everyday expense or luxury spends, your daily commute or foreign holidays, HDFC Bank Credit Cards offer you unlimited benefits on each type of transactions.
With a wide range of Credit Cards on offer, HDFC provides you with superior user experience, poring reward points, premium benefits such as airport lounge access, and dining offers all over India. You can plan your next foreign holiday, weekend brunch at your favourite restaurant or do some lazy Sunday shopping with the HDFC Credit Cards and be rewarded for the same.
With more than 10 million customers, HDFC Credit Cards have made a distinct space in people’s lives. Though, in order to maximize the rewards that you can earn from your HDFC Credit Card, you need to select the one which is best for you.
With multiple options on offer, making a decision could be tricky. Here are the 7 best HDFC Credit Cards offers in 2019 that you must check out.
HDFC Regalia Credit Card
This is a premium credit card from HDFC with great offers and benefits on dining out besides access to lavish lounges in India.
Benefits and Rewards
- Through Priority Pass Membership, gain complimentary access to Airport Lounge.
- Get bonus points worth Rs. 7,500 every year on annual spends of Rs. 6 Lakh or more.
- 1% fuel surcharge waived off on every fuel transaction for more than Rs. 400.
- Get bonus points worth Rs. 3,000 every year on spends of Rs. 3 Lakh or more.
- Accumulate and redeem reward points for travel bookings on www.hdfcbankregalia.com
Fees and Charges
- Joining fee is Rs. 1000 + taxes.
- The annual fee is Rs. 1000 + taxes from the second year but can be waived off if annual spend on the Credit Card is equal to or more than Rs. 1 Lakh.
2. HDFC Infinia Credit Card
This is a premium HDFC Credit Card that makes its way to the list because of the many offers and benefits it offers you for your travel, lifestyle and dining experiences.
Benefits and Rewards
- Get complimentary Airport Lounge access.
- Get complimentary Golf Sessions.
- Earn 5 reward points for every Rs. 150 spent.
- Get 10x reward points on your travel bookings, and shopping spends on SmartBuy.
- Get a minimum of 15% off at more than 3,000 restaurants with the Infinia Card.
Fees and Charges
- Joining fee is Rs. 10,000 + taxes.
- The annual fee is Rs. 10,000 + taxes. The annual fee will be waived off if the yearly spends are more than or equal to Rs. 8 Lakhs.
3. HDFC Diners Club Black Card
This card is one of the Best HDFC Credit Cards in India because of the benefits provided for travel enthusiasts.
Benefits and Rewards
- Get unlimited Airport Lounge access to 700+ lounges in India and worldwide.
- Redeem reward points to book Air Tickets/ Hotels across 150+ airlines and choice of hotels (Domestic and International) at www.hdfcbankdinersclub.com
- Get dining referral and reservation assistance.
- It has the lowest foreign currency mark up of 2%.
- Redeem reward points for Air Miles across British Airways Executive Club (Avios), Jet Airways (JPMiles), Singapore Airlines (KrisFlyer Miles), or Club Vistara.
Fees and Charges
- Joining fee is Rs. 5000 + Taxes.
- The annual fee is Rs. 5000 + Taxes that can be waived off for the next renewal year if the annual spends are Rs. 5 Lakh or more.
4. HDFC Platinum Times Card
The HDFC Platinum Times Card is one of the best HDFC Credit Cards in India. It provides great offers on dining and shopping transactions.
Benefits and Rewards
- Get 3 reward points on spends of every Rs. 150.
- Get 10 reward points on every Rs. 150 spent for dining on weekdays, i.e., Monday to Friday.
- Get discounts of up to Rs. 4,000 or more on movies in a year.
- Get discounts up to Rs. 9,600 or more on dining in a year.
- Save Rs. 600 on fuel transactions every year.
Fees and Charges
- Joining fee and the annual fee is Rs. 1000 (GST as applicable).
5. HDFC Corporate Card
Designed for corporate clients, this HDFC Corporate Credit Card offers exclusive benefits on travel and entertainment.
Benefits and Rewards
- Get 5 Reward Points for every Rs. 150 spent on your card.
- Get 10x reward points on SmartBuy.
- Redeem reward points for miles against leading International and Domestic airlines and hotels.
- You can get 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 10,000 across all fuel stations in India.
- 8 complimentary domestic lounge visits per the calendar year.
Fees and Charges
- Joining and annual fees are Rs. 500.
6. HDFC Teacher’s Platinum Credit Card
This Credit Card from HDFC is exclusively designed for teachers. Everybody knows that teaching is one of the most respected professions and still for some strange reasons, it is also grossly underpaid.
To address this situation, HDFC has provided many offers with the Teacher’s Platinum Credit Card that reward the cardholders for everyday expenses. This card comes with an impressive rewards program that can be exchanged for gifts as well.
Benefits and Rewards
- Get 2 reward points for every Rs. 150 spent.
- Earn 3x reward points on weekend shopping.
- Get 500 bonus reward points every year on Teacher’s Day.
- Get up to Rs 250 fuel surcharge waiver on fuel expenses per billing cycle.
- Avail 3 complimentary add-on cards for your loved ones. (spouse, children, parents)
Fees and Charges
- Joining fee and the annual fee is disclosed when Credit Card is approved.
7. HDFC Doctors Superia Credit Card
It is the only Credit Card with exclusive travel benefits for Doctors. HDFC has made this card available for both salaried and self-practising doctors.
Benefits and Rewards
- Get a welcome gift of 1000 reward points.
- Earn 3 reward points for every Rs. 150 spent.
- Get a waiver of fuel surcharge for up to Rs 250 per billing cycle.
- Enjoy 50% more reward points during dine-in at select restaurants.
- If total spending in the first 90 days, is Rs. 15,000 or more, from the set-up date, the annual fee is reversed.
Fees and Charges
- Joining fee and the annual fee is Rs. 1,000.
With so many benefits on offer, you can select the best HDFC Credit Card according to your requirements and enjoy highly rewarding shopping experience.